Intelligent Payments transform
Smart Payments transform
A complete platform that simplifies and turns payments into competitive advantage, chosen by Latin America's largest companies.
A complete platform that simplifies and turns payments into competitive advantage for Latin America's largest essential services.
One platform. The entire journey. Four differentiators that integrate the intelligent bill payment ecosystem, end to end.
One platform. The entire journey. Four differentiators that integrate the intelligent bill payment ecosystem, end to end.
Sector Specialization
Sector Specialization
Deep knowledge of every sector.
From regulation to collections, from each customer’s profile to the retention strategy.
Smart
Payments
Smart
Payments
Simpler payments for those who collect, for those who pay, and to unlock the value of every business.
Complete
Journey
Complete
Journey
An optimized experience from
end to end, from the collection
channel to internal systems.
AI-Native
Platform
AI-Native
Platform
Payments that learn with every transaction, ready for the era of AI agents.
Multiple methods. Multiple channels.
All integrated and orchestrated.
Multiple methods. Multiple channels. All integrated and orchestrated.
Omnichannel Payments
All payment methods.
On any channel, at any time.
ENERGY CO Bills
Overdue
March
Due on 04/10/25
US$ 20.30
Open
May
Due on 06/10/25
US$ 13.80
April
US$ 24.60
Paid
February
US$ 19.80
Paid
January
US$ 19.80
Paid
Previous year
October 2024
US$ 8.20
Paid
September 2024
US$ 23.80
Paid
August 2024
US$ 18.90
Paid
July 2024
US$ 16.90
Paid
June 2024
US$ 21.40
Paid
Payment method
Payment method
Payment method
Mastercard
Credit
Up to 24 installments
Visa
Debit
Apple Pay
Pix
Nupay
Pix Automático
Itaú
Pix via biometrics
Google Pay
Boleto Bancário
More payment methods
Total of 2 bills
US$ 34.10
Continue
ENERGY CO
My bills
All
Paid
Pending
1
Rua Estevão Pedroso, 390
Supply no. 00981237
March
Due on 04/10/25
Overdue
US$
20.30
May
Due on 06/10/25
Open
US$
13.80
April
Paid with Pix Automático
Paid
US$
24.60
February
Paid with Pix Automático
Paid
US$
19.80
January
Paid with Google Wallet
Paid
US$
12.10
December 2025
Paid in 3 installments with Mastercard ending in 365
Paid
US$
18.80
Total for 2 bills
US$ 34.10
Continue
ENERGY CO
BRAND TELCO
HEALTH CO
Payment method
Av. São Luiz, 1.234
Customer no. 00981237
Rua Estevão Pedroso, 390
Supply no. 00981237
R. Santo Antônio Prudente
UC 00981237
Mastercard
Credit
Up to 24 installments
Connect your bank via OpenFinance
Visa
Debit
Ending 3456
Nupay
Fast integrated payment
Google Pay
Pay with your wallet
Apple Pay
Pay with your wallet
Click to Pay
Pay in one click
Pix in 1 click
Faster
Connect your bank via OpenFinance
Itaú • 1234567-0
Pix by biometrics linked
Pix Automático
Fast and easy payment
More payment methods
service.co/myaccount
Omnichannel Payments
All payment methods.
On any channel, at any time.
ENERGY CO Bills
Overdue
March
Due on 04/10/25
US$ 20.30
Open
May
Due on 06/10/25
US$ 13.80
April
US$ 24.60
Paid
February
US$ 19.80
Paid
January
US$ 19.80
Paid
Previous year
October 2024
US$ 8.20
Paid
September 2024
US$ 23.80
Paid
August 2024
US$ 18.90
Paid
July 2024
US$ 16.90
Paid
June 2024
US$ 21.40
Paid
Payment method
Payment method
Payment method
Mastercard
Credit
Up to 24 installments
Visa
Debit
Apple Pay
Pix
Nupay
Pix Automático
Itaú
Pix via biometrics
Google Pay
Boleto Bancário
More payment methods
Total of 2 bills
US$ 34.10
Continue
ENERGY CO
My bills
All
Paid
Pending
1
Rua Estevão Pedroso, 390
Supply no. 00981237
March
Due on 04/10/25
Overdue
US$
20.30
May
Due on 06/10/25
Open
US$
13.80
April
Paid with Pix Automático
Paid
US$
24.60
February
Paid with Pix Automático
Paid
US$
19.80
January
Paid with Google Wallet
Paid
US$
12.10
December 2025
Paid in 3 installments with Mastercard ending in 365
Paid
US$
18.80
Total for 2 bills
US$ 34.10
Continue
ENERGY CO
BRAND TELCO
HEALTH CO
Payment method
Av. São Luiz, 1.234
Customer no. 00981237
Rua Estevão Pedroso, 390
Supply no. 00981237
R. Santo Antônio Prudente
UC 00981237
Mastercard
Credit
Up to 24 installments
Connect your bank via OpenFinance
Visa
Debit
Ending 3456
Nupay
Fast integrated payment
Google Pay
Pay with your wallet
Apple Pay
Pay with your wallet
Click to Pay
Pay in one click
Pix in 1 click
Faster
Connect your bank via OpenFinance
Itaú • 1234567-0
Pix by biometrics linked
Pix Automático
Fast and easy payment
More payment methods
service.co/myaccount
Get paid on WhatsApp with AI
Service becomes conversion, on Brazil's biggest messaging channel.
Today, 07:48
Good morning, Fábio! You have 2 open bills from March and May
2 overdue bills
US$34.10
March and May bills overdue, totaling US$ 34.10.
Go to payment
Go to payment
Pay with Visa
Card **** 3456
Total
US$ 34.10
Pay with Mastercard
Card **** 0208
Total
US$ 34.10
Pay with Google Pay
Card **** 0208
Total
US$ 34.10
Sabesp saved your card. This card and the payment are not managed by WhatsApp.
Confirm
ENERGY CO
BRAND TELCO
HEALTH CO
Payment completed
successfully!
Paid with Mastercard
Card **** 0208
Paid with Visa
Card **** 3456
Paid with Google Pay
Card **** 2832
Bills
March, May
Total
US$ 34.10
Close
ENERGY CO
Good morning, Fábio! You have 2 open bills totaling US$ 22.99.
now
Get paid on WhatsApp with AI
Service becomes conversion, on Brazil's biggest messaging channel.
Today, 07:48
Good morning, Fábio! You have 2 open bills from March and May
2 overdue bills
US$34.10
March and May bills overdue, totaling US$ 34.10.
Go to payment
Go to payment
Pay with Visa
Card **** 3456
Total
US$ 34.10
Pay with Mastercard
Card **** 0208
Total
US$ 34.10
Pay with Google Pay
Card **** 0208
Total
US$ 34.10
Sabesp saved your card. This card and the payment are not managed by WhatsApp.
Confirm
ENERGY CO
BRAND TELCO
HEALTH CO
Payment completed
successfully!
Paid with Mastercard
Card **** 0208
Paid with Visa
Card **** 3456
Paid with Google Pay
Card **** 2832
Bills
March, May
Total
US$ 34.10
Close
ENERGY CO
Good morning, Fábio! You have 2 open bills totaling US$ 22.99.
now
Orchestrated Pix
Today, accepting Pix is not enough. You need to orchestrate it intelligently.
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Orchestrated Pix
Today, accepting Pix is not enough. You need to orchestrate it intelligently.
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Pix Automático
Pix
Pix Biometrics
Pix – Google Pay
Payment Orchestration
Payment Orchestration
Intelligence that increases approvals and revenue.
Intelligence that increases approvals and revenue.
PAYMENTS INTELLIGENCE
AI trained on payments with the largest recurring bills dataset in Latin America.
+US$ 2.7 billion
Processed per year
+1,600
active clients
76% of Brazil
connected to Bemobi
+US$ 2.7 billion
Processed per year
+1,600
active clients
85% of Brazil
connected to Bemobi
PAYMENTS INTELLIGENCE
AI trained on payments with the largest recurring bills dataset in Latin America.
+US$ 2.7 billion
Processed per year
+1,600
active clients
76% of Brazil
connected to Bemobi
+US$ 2.7 billion
Processed per year
+1,600
active clients
85% of Brazil
connected to Bemobi
When payments become part
of the strategy, business accelerates.
"We are expanding our service channels, but going beyond payment options, offering more agility, security and autonomy."
“Now, top-ups can be done in just a few taps, with biometric authentication and total security.”
“This partnership reinforces Hapvida's commitment to making the member experience increasingly simple and seamless.”
Integrated Vision
We integrate where your customers are and where
your operation runs
We integrate where your customers are and where your operation runs
Payment is not just what happens in the middle of the transaction. It is the channel the bill arrives through, the method the payer chooses, and the integration with the biller's backoffice and collection systems.
ADVANTAGES
Channels, methods and systems connected in a single platform.
Real-time reconciliation and automatic bill settlement
A journey personalized for every profile and collection moment
Revenue predictability and operational efficiency
Customer
Company
Channels
Web
Mobile App
Smart POS
Payment Methods
Credit
Debit
Digital Wallet
Pix
Internal Systems
CRM
ERP
Billing
Collection
Customer
Channels
Payment Methods
Internal Systems
Company
Web
Mobile Apps
Smart POS
NFC
Credit
Debit
Digital Wallet
Pix
Combined
CRM
ERP
Billing
Collection
In progress
Sector intelligence applied to the payments
of Brazil's largest operations
Sector intelligence applied to the payments
of Brazil's largest operations
US$ 2.7B+ TPV per year Run Rate Q4 25
US$ 2.7B+ TPV per
year Run Rate Q4 25
+
+
2.7
2.7
B
B
+200 million bills paid in the last 12 months
200
M
+85% of the Brazilian population is served by Bemobi clients
+
85
%
12 of the 15 largest essential services companies in Brazil
12
/15
12 of the 15 largest essential services companies in Brazil
12
/15
+85% of the Brazilian population is served by Bemobi clients
+
85
%
+200 million bills paid in the last 12 months
200
M
SECTOR specialization
SECTOR specialization
Each sector's challenges are unique.
Your payment strategy needs to be, too.
Each sector's challenges are unique.
Your payment strategy needs to be, too.
From bill digitization to on-time payment, avoiding disconnection.
Every top-up counts. So does every paid bill.
Reduce delinquency without suspending coverage or losing the member.
Active enrollment in a simple journey, from basic education to higher education.
From bill digitization to on-time payment, avoiding disconnection.
Every top-up counts. So does every paid bill.
Reduce delinquency without suspending coverage or losing the member.
Active enrollment in a simple journey, from basic education to higher education.
About bemobi
About bemobi
+63
+63
countries in operation
Brazilian technology with global
reach and local expertise.
BMOB3
BMOB3
top 3 in tech on b3
A technology and payments company,
publicly listed (B3 - Novo Mercado) since 2021.
+1,000
+1,000
people on our global team
Certified as the best company to
work for in Rio de Janeiro since 2015.
SOME OF OUR ECOSYSTEM PARTNERS
Smart checkout bemobi
Does your payment journey today
take you to the future?
Smart checkout bemobi
Does your payment journey today
take you to the future?
Smart checkout bemobi
Does your payment journey today
take you to the future?
The next generation of smart payments starts here.
The next generation of smart payments starts here.
products and Solutions
industries and Sectors
RESOURCES
products and Solutions
industries and Sectors
RESOURCES
© 2026 Bemobi, Inc.
products and Solutions
industries and Sectors
RESOURCES
© 2026 Bemobi, Inc.